Why review every year
Plans may change premiums, provider networks, prescription formularies, pharmacies, cost sharing, and extra benefits. Your health, medications, doctors, finances, and priorities may also change.
Bring the right information
Prepare your Medicare card, current plan information, a complete prescription list with dosages, preferred pharmacies, doctors and facilities, expected procedures, and questions about benefits you actually use.
Compare total value
A useful review considers estimated annual medical and prescription costs, provider access, maximum out-of-pocket exposure, travel needs, referrals, prior authorization, dental details, transportation, and practical benefits—not simply the premium or largest advertised allowance.
No change may be the right answer
An annual review does not mean you should switch. If current coverage still fits your providers, prescriptions, costs, and priorities, remaining enrolled may be the best decision.
Special Needs Plans may be overlooked
A new chronic-condition diagnosis, a change in Medicaid status, or evolving support needs may open different plan options. Review whether a C-SNP, D-SNP, or integrated MyCare Ohio plan should be considered.
Support is available
Senior Benefits Resource provides no-cost plan review, eligibility and network verification, enrollment assistance when appropriate, and continued help after enrollment.